A Card That Works as Hard as You Do - Earn up to 10% Cash Back Rewards on Purchases, 1% on Payments and Build Your Credit1 Along the Way!^^ When your account is openned, you are automatically enrolled and you'll start earning rewards!
A Card That Works as Hard as You Do - Earn up to 10% Cash Back Rewards on Purchases, 1% on Payments and Build Your Credit1 Along the Way!^^ When your account is openned, you are automatically enrolled and you'll start earning rewards!
Simply apply for a First Progress account today! Once approved, you’ll automatically be enrolled in First Progress Rewards. You’ll earn 1% cash back on payments made to your First Progress account, plus Up To 10% Cash Back on purchases at select merchants.^^
You can earn rewards by making payments to your First Progress Credit Card or by shopping at participating merchants. Rewards are tracked as points:
- Payments: Earn 1 point for every $1 paid to your account, equivalent to 1% cash back in First Progress Rewards^^
- Shop at participating merchants: Earn cash back when you shop at select merchants. Cash back rates will vary by retailer and are subject to change. You can view participating merchants and cash back amounts in your online account at Myccpay.com or the First Progress Mobile App.^^
Once you have accrued at least 500 points, you can redeem your rewards for statement credits. Rewards can be redeemed online at Myccpay.com, in the First Progress Mobile App or by calling our friendly customer service team. Points can be redeemed in 500-point ($5) increments and will be applied as a statement credit to your account. Rewards redeemed as a statement credit to your First Progress account are applied to your outstanding account balance. You must still make regularly scheduled payments.
First Progress Rewards do not expire and are good for the life of the account. However, if your account is closed for any reason, you will loose any unredeemed rewards.
No activation is required. Cash back offers are automatically active and ready to use. Simply shop at participating merchants to start earning rewards.^^
Our list of participating merchants is regularly updated with new offers. You can view the most current list anytime in the First Progress App or by visiting the Rewards tab at Myccpay.com.
How long does it take for cashback to be credited to my account? Rewards are posted within 60 days of the qualifying transaction.
- Your account must be current (no past-due payments) and in good standing (not over the credit limit or in default).
- Rewards may appear as pending before they become available for redemption.
Please note: Timing may vary depending on your card’s terms and activity. If your account is not current or in good standing, rewards may be delayed.
^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
The First Progress Card Secured Mastercard® is issued by Pinnacle Bank, a Tennessee bank, dba Synovus Bank, Member FDIC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.
1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
*We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.